Credit Report Solutions
700Credit gives you access to all 3 credit bureaus from one simple interface
700Credit is the largest authorized reseller of credit reports from Equifax, Experian and TransUnion. Credit Reports contain information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer. They also include Scores (FICO® and Vantage), and public records such as judgments, liens, and bankruptcies, and may include previous employers, addresses and other names used.
Our Score Summary Dashboard provides a single, graphical view of each of the credit bureaus and scores they pull, without having to scroll through each report for this information.
The Score Summary dashboard is available for all credit report formats and all of our integration partner systems, including RouteOne customers using HTML format.
Lenders use FICO Scores to statistically rate the likelihood that a consumer will pay the requested loan. Dealers use FICO Scores to match applicants with the appropriate lender and program. 700Credit offers ALL FICO Scores available, i.e., standard bankruptcy, auto motive enhanced, classic scores, and next generation scores.
VantageScore was founded in 2006 by the three national credit reporting companies (Equifax, Experian and TransUnion) to provide competition in the market, to develop highly accurate credit scoring models, and to reliably score more consumers so that they can gain access to mainstream credit. Since then, VantageScore has launched 4 models. We support Vantage 3.0 and 4.0 for Experian and TransUnion and 4.0 for Equifax.
We are pleased to have the first automotive profile summary designed exclusively for the industry. Our summary provides a quick snapshot of all auto-specific information contained in the credit report.
The Credit Score Summary helps analyze the most significant factors in a consumer’s credit file. This powerful tool contains many key calculations from the credit profile giving you a picture of the consumer’s debt, monthly obligations and payment history. Also, users are alerted to derogatory items like public records, number of collection accounts, number of derogatory accounts and more.