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Credit Report Solutions

700Credit gives you access to all three credit bureaus from one simple interface

The Industry’s Largest Credit Reports Vendor 

700Credit is the largest authorized reseller of credit reports from Equifax, Experian and TransUnion. Credit reports contain information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer. They also include Scores (FICO® and Vantage), and public records such as judgments, liens, and bankruptcies.

Please fill out the form to start using the best Credit Report program in the industry. A 700Credit representative will contact you.

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HTML Credit Report

Our HTML Credit Report is the first step required to start helping your dealership better understand the customers you work with. It provides a clear, easy to understand look at valuable credit file information that can identify open trade lines, confirm identification information and provide a FICO® score.



HTML Credit report with score summary from three bureaus at the top of the report

Additional Credit Report Examples

We also provide access to several other types of credit report formats as shown below. Contact us today to start pulling credit with 700Credit.

Score Summary Dashboard

Our Score Summary Dashboard provides a single, graphical view of each of the credit bureaus and scores they pull, without having to scroll through each report for this information.

The Score Summary dashboard is available for all credit report formats and all of our integration partner systems, including RouteOne customers using HTML format.

Graphic with credit scores and a dial for each bureau, showing the score quality on a spectrum from red to green.
Example 700Credit Auto Summary which details bank accounts used, balance due, monthly pay, interest rates, and payment pattern

Auto Summary

We are pleased to have the first automotive profile summary designed exclusively for the industry. Our summary provides a quick snapshot of all auto-specific information contained in the credit report.

700Credit Summary

The 700Credit Summary helps analyze the most significant factors in a consumer’s credit file. This powerful tool contains many key calculations from the credit profile giving you a picture of the consumer’s debt, monthly obligations and payment history. Also, users are alerted to derogatory items like public records, number of collection accounts, number of derogatory accounts and more.

Score Summary Image
fico logo

FICO Scores

Lenders use FICO Scores to statistically rate the likelihood that a consumer will pay the requested loan. Dealers use FICO Scores to match applicants with the appropriate lender and program. 700Credit offers ALL FICO Scores available, i.e., standard bankruptcy, auto-motive enhanced, classic scores, and next generation scores.


VantageScore was founded in 2006 by the three national credit reporting companies (Equifax, Experian and TransUnion) to provide competition in the market, to develop highly accurate credit scoring models, and to reliably score more consumers so that they can gain access to mainstream credit. Since then, VantageScore has launched 4 models. We support Vantage 3.0 and 4.0 for Experian and TransUnion and 4.0 for Equifax.

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What our Customers are Saying


Johnnie Walker RV’s has been working with 700Credit for many years; not only using them as a credit bureau source but also having them as our Compliance Advisors. In this industry, it is difficult to get companies to be as dependable as 700Credit and their entire team. They do an excellent job and their time management to get issues resolved is remarkable. I feel the best part of working with 700Credit is their communication skills with our team. All inquiries or issues are handled with clarity and always in a timely manner. The pricing on products that we use with them is very competitive and the service you get is worth every penny! If you are considering 700Credit for your credit or compliance needs, I promise you will be happy with the service you receive.

Darcy Walker Fitch
Johnnie Walker RV's