Route One Email - 700 Credit

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Credit and Compliance Solutions

700Credit provides dealers access to reports from the leading national credit bureaus: Equifax, Experian and TransUnion. All 700Credit clients receive their choice of the credit report format, scorecard and ancillary products.

IDOne & IDOne PLUS

Features of the IDOne platform include:

Red Flag ID Verification
A seamless workflow with results populating in RouteOne’s Deal Manager
Adjustable settings for risk tolerances based on your dealership’s strategy
Eliminates duplicate data entry by automatically populating your RouteOne credit application with data used from IDOne
Ability to auto-run IDOne every time a credit bureau is pulled
Automatically creates audit trails and record keeping

New IDOne PLUS includes all IDOne features plus:

Synthetic fraud detection that evaluates a consumers’ credit report activity for synthetic fraud indicators
MLA Search and Verification

RouteOne_IDOne-Results-screen-for-microsite

QuickQualify / Soft Pull Integration

RouteOne is now offering a prequalification web form to assist your dealership in driving more qualified leads from your web site. This product features a soft pull which provides your dealership with a full credit report and FICO score so dealerships can accurately quote interest rates and monthly payments at the top of the sales funnel.

Soft-pulls do not require the customers SSN or DOB and has no effect on the consumer’s credit file.

Dealers can access the consumer soft-pull data in the RouteOne platform as shown here.

Prequalifying a customer enables you to structure the right deal to get the consumer in a car with a payment they can afford sooner in the sales process.