skip to main content
Frazer Logo

Thank you for your interest in 700Credit. Please enter your contact information below.

  • This field is for validation purposes and should be left unchanged.

Credit and Compliance Solutions

700Credit is the largest provider of credit, compliance, and soft-pull solutions to automotive, RV, Powersports, and Marine dealers across the country and the leading authorized reseller of credit reports from Equifax, Experian, and TransUnion.

700Credit is seamlessly integrated with the Lightspeed DMS so dealers can pull credit reports and receive the following information with every report pulled:

  • All 700Credit clients receive their choice of credit report format and score.
  • Identity Verification/Red Flag platform which provides a vital service by flagging application information that on the surface may seem true, but in reality, is questionable. These warning messages focus on high-risk applicants, social security numbers, and addresses.
  • Tabs for each credit report pulled, and Risk Based Pricing and Adverse Action notices (if applicable)
  • Link to the Compliance Dashboard which enables dealers to stay on top of and manage credit reporting and compliance from one single view.

AppOne Push Available

Lightspeed dealers have the option of capturing credit application information and have it pushed automatically to AppOne. Other “push” integrations include CUDL, Dealertrak and RouteOne.

Benefits of 700Credit Integration

  • Easiest, most automated credit and compliance workflow in the industry
  • Access to all three bureaus
  • One-stop to monitor and manage your compliance obligations
  • Tight integration with Lightspeed helps make the sales process efficient

Prescreen Integration

Lightspeed has integrated our QuickScreen soft pull solution into their DMS platform to provide visibility into your customer’s credit profile earlier in the sales process. QuickScreen is a soft-pull solution that does not require the customers SSN or DOB, and provides the following insights:

  • FICO Score
  • Available Revolving Credit
  • Auto Inquiries the Last 30 Days
  • Summary of Auto Trade Lines Including:
    • Current Monthly Payment
    • Current Auto Loan Interest Rate
    • # of Late Payments
    • Remaining Balance, Term and Estimated Payoff

Benefits of Prescreen Integration

  • Saves time and can potentially shorten the sales cycle by enabling you to work the right deal sooner in the sales process with the proper interest rate and a payment the customer can afford before a hard pull is done
  • Customers can know what they can qualify before they get to the finance office, preventing a potentially uncomfortable situation or loss of interest
  • Helps to prioritize leads from all inbound sources by identifying your best opportunities based on credit profile
  • Identify opportunities to upsell in the service lane
  • Improves closing ratios
  • Helps hold deal gross

QuickQualify

  • QuickQualify is our web-based lead generation platform that does not require a consumer’s SSN or DOB and has no effect on their credit file.
  • An engaging video and simple lead form consumer’s can quickly get prequalified for a vehicle while shopping on your website.
  • Dealer’s receive a FICO score and full credit file making it easy to estimate payments and understand what the consumer is qualified for before the first phone call.
  • Our QuickMobile app makes it easy and convenient for dealers to receive and respond to customers who have submitted a lead form on their website.

Why partner with 700Credit?

Easiest, most automated credit and compliance workflow in the industry

Access to all three bureaus

One-stop to monitor and manage your compliance obligations

24/7/365 Support Desk

Questions? Call us at (866) 273-3848 or email support@700Credit.com