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The Insight Score, powered by Equifax, gives you the data you need to extend offers to more applicants while getting a deeper view of potential risk.
Designed to help expand access to credit for consumers seeking to finance a vehicle, this industry-specific credit risk score combines proprietary credit data from Equifax with alternative data. Automotive lenders use this score today for American shoppers with “thin” to no credit files and increase their capabilities in extending loan offers to these consumers.
Equifax collects the following alternative data for a more complete consumer financial profile:
The Insight Score® employs NeuroDecision® Technology to apply models designed exclusively for the auto industry and helps predict the likelihood of a consumer becoming 90 days+ past due within 24 months of an auto loan being opened.