Marty Zwolan – VP of Sales, 700Credit

So, you’ve pulled your customer’s credit report(s) – now what? There are so many numbers, abbreviations and terms you’ve never seen before. Tradelines, charge-offs, account inquiries, collections— how do you read this and understand what it says about your customer?  The complexity of different formats from each of the 3 credit bureaus only adds to the confusion.

In this session, we will go back to the basics and review reports from all three credit bureaus – TransUnion, Equifax and Experian, as well as the 700Credit HTML Human Readable Common Format report.  While the information is the similar across all three bureaus, we will show you where to look for the relevant information from a customer’s credit report to help you make the best lending decision. 

About Marty Zwolan

Marty is Vice-President of Sales at 700Credit. In this position, he is responsible for leading and managing all sales activities. Prior to this position, Marty was Vice President of Sales and Marketing for Open Dealer Exchange, LLC – a joint venture between CDK Global and The Reynolds & Reynolds Company. Prior to joining ODE, Marty spent many years in various executive positions with CDK Global (formerly ADP Dealer Services, Inc): General Manager, Vice President of eBusiness Development, and National Account Management. Marty has over 20 years of diverse automotive experience, including: Retail, Finance, and Fixed Operations. Marty graduated with a Master’s degree in Business Administration from St. Mary’s College in California and a Bachelor’s degree in Finance from Michigan State University.