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Integration Overview

Gugaboo has integrated 700Credit’s prequalification soft pull product with their Virtual Retailing product. The alliance integrates our prequalification platform seamlessly into the virtual retailing process, offering consumers an opportunity to see their credit score range and your dealership access to their FICO® score and full credit report.

Benefits of Prequalification in Virtual Retailing

The integration of the 700Credit prequalification platform into the virtual retailing process provides benefits to both dealers and consumers:

  • Soft pulls give you the same visibility into your shopper’s credit history for a fraction of the cost.
  • With the consumer’s actual FICO® score incorporated into the rate calculation, more accurate payment quotes are provided to consumers through the virtual retailing tool.
  • Dealers receive a full credit report including FICO® Score, amount owed on vehicle for an accurate equity calculation, months remaining on loan or lease and current monthly payment.
  • Consumers see their current FICO® score range and get pre-approved for a vehicle loan.
  • Consumers that are prequalified early in the sales process are PROVEN to generate higher lead conversion rate than those that were not.

Introduction to Prequalification

The 700Credit prequalification platform does not require a consumer’s SSN or DOB and has no effect on their credit score. Presented with a simple lead form, consumers can quickly get prequalified for a vehicle and receive an accurate payment quote while going through the Gubagoo virtual retailing process. Dealers receive a FICO score and full credit file making it easy to estimate payments and understand what the consumer is qualified for before the first phone call. Our QuickMobile app makes it easy and convenient for dealers to receive and respond to customers who have run through the prequalification process.

Other Reynolds resources include:

Why partner with 700Credit?

Easiest, most automated credit and compliance workflow in the industry

Access to all three bureaus

One-stop to monitor and manage your compliance obligations

24/7/365 Support Desk

Questions? Call us at (866) 273-3848 or email support@700Credit.com