Credit Reporting Overview
Our credit report solutions streamline your customers’ dealership experience
700Credit is the leading provider of credit report solutions for the automotive, powersports, RV, and marine industries. Our products and services have evolved through the years, as we continually collect feedback from our clients around the country.
Credit Reports
700Credit is the largest authorized reseller of credit reports from Equifax, Experian and TransUnion. Credit reports contain information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer. They also include Scores (FICO® and Vantage), and public records such as judgments, liens, and bankruptcies.
The Score Summary dashboard is available for all credit report formats and all of our integration partner systems, including RouteOne customers using HTML format.
Web-Based Finance Application – QuickApplication
If you’re not using electronic credit applications, your process is not secure. The FTC Safeguards Rule requires strict security measures for capturing and storing sensitive consumer data and discourages the use of paper credit applications. 700Credit’s QuickApplication is captured electronically and stored in our secure servers to ensure compliance with the Rule.
Insight Score® for Auto
Designed to help expand access to credit for consumers seeking to finance a vehicle, this industry-specific credit risk score combines proprietary credit data from Equifax with alternative data. Automotive lenders use this score today for American shoppers with “thin” to no credit files to increase their capabilities in extending loan offers to these consumers.
This credit score can elevate consumers from non-scorable or subprime offers to near-prime or prime ones, helping them secure an auto loan with your dealership.
Ready to see the whole credit picture?
Fill out the form and a 700Credit representative will contact you within 24 hours to get you activated as quickly as possible.