How to Read a Credit Report

Kenneth Hill, Managing Director, 700Credit

In this session, Ken Hill will go back to the basics and review reports from all three credit bureaus – TransUnion, Equifax and Experian, as well as the 700Credit HTML Human Readable Common Format report.  While the information is the similar across all three bureaus, we will show you where to look for the relevant information from a customer’s credit report to help you make the best lending decision.


The Benefits of Multi-Bureau Pulls

Susan Burke, VP of Marketing, 700Credit

Recent studies have proven that dealers who pull more than one credit score on consumers have higher closing ratios and gross profits than dealers who pull only one score. In a recent study 55% of applicants with 2 credit bureaus pulled have risk scores that vary by more than 20 points, and the variance increases to over 30 points when all three scores are pulled. In this session, we will discuss the statistics and walk through real-life testimonials of how dealer’s like yourself have greatly benefited from pulling multiple bureaus during the funding process.  We will also discuss how you can make multi-bureau pulls work for you.

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